TEXAS INCOME TAX · TAX YEAR 2026
2026 Texas income tax calculator
Texas has no state income tax on wages. Estimate 2026 federal income tax, Social Security, Medicare and take-home pay per paycheck.
Your estimate
Texas take-home pay by salary
Take-home pay is wages minus federal income tax, Social Security and Medicare; Texas has no state income tax. Paychecks split the annual estimate evenly; your actual withholding depends on your W-4 and pay schedule.
| Salary | Federal income tax | Take-home pay | Every two weeks |
|---|---|---|---|
| $50,000 | $3,820 | $42,355 | $1,629 |
| $75,000 | $7,670 | $61,593 | $2,369 |
| $100,000 | $13,170 | $79,180 | $3,045 |
| $150,000 | $24,734 | $113,791 | $4,377 |
| $200,000 | $36,734 | $148,927 | $5,728 |
Texas income tax for 2026
The Texas Constitution prohibits the legislature from imposing a tax on the net incomes of individuals, so Texas does not tax wages, interest, dividends or capital gains.
Texas income tax questions
Does Texas have a state income tax?
No. The Texas Constitution prohibits a tax on the net incomes of individuals, so Texas does not tax wages or other personal income.
How much tax do you pay on $100,000 in Texas?
A single filer with $100,000 in wages pays no Texas income tax. After about $13,170.00 of federal income tax and $7,650.00 of Social Security and Medicare, take-home pay is about $79,180.00, or $3,045.38 every two weeks.
Does Texas tax Social Security?
No. Texas has no personal income tax, so it does not tax Social Security benefits.
Texas Social Security tax rules
Does Texas tax retirement income?
No. Texas has no personal income tax, so it does not tax pensions or 401(k) and IRA withdrawals. Federal income tax still applies.
Texas retirement income tax for 2026
Does Texas tax capital gains?
No. Texas does not tax capital gains. Federal capital gains tax still applies, so use the capital gains tax calculator for the federal side.
How this calculator works
Texas has no personal income tax, so the calculator subtracts only federal income tax, Social Security and Medicare from your wages and other income. Federal tax uses the 2026 brackets, the standard deduction for your filing status, the child tax credit and the credit for other dependents, and traditional 401(k) contributions reduce federal taxable income.
Worked example
A single filer with $75,000 in wages, no other income, no 401(k) contributions and no dependents pays no Texas income tax. After federal income tax of $7,670.00 and $5,737.50 in Social Security and Medicare, estimated take-home pay is $61,592.50, or $5,132.71 a month.
What this estimate excludes
Sales and property taxes, itemized deductions and federal credits other than the child tax credit and the credit for other dependents.
Texas sources
Federal tax uses IRS Revenue Procedure 2025-32. Read the full assumptions and sources.