GEORGIA INCOME TAX · TAX YEAR 2026
2026 Georgia income tax calculator
Estimate Georgia income tax at the new 4.99% flat rate, with federal income tax and take-home pay for tax year 2026.
Your estimate
Georgia take-home pay by salary
Take-home pay is wages minus Georgia tax, federal income tax, Social Security and Medicare. Paychecks split the annual estimate evenly; your actual withholding depends on your W-4 and pay schedule.
| Salary | State tax | Take-home pay | Every two weeks |
|---|---|---|---|
| $50,000 | $1,747 | $40,609 | $1,562 |
| $75,000 | $2,994 | $58,599 | $2,254 |
| $100,000 | $4,242 | $74,939 | $2,882 |
| $150,000 | $6,737 | $107,055 | $4,117 |
| $200,000 | $9,232 | $139,696 | $5,373 |
Georgia income tax rate for 2026
Georgia cut its flat rate from 5.19% to 4.99% for 2026 under HB 463, signed May 11, 2026 and retroactive to January 1. The same law raised the standard deduction and the dependent deduction.
| Rate | Taxable income |
|---|---|
| 4.99% | All taxable income |
| Filing status | Standard deduction | Per dependent (deduction) |
|---|---|---|
| Single | $15,000 | $5,000 |
| Married filing jointly | $30,000 | $5,000 |
| Head of household | $15,000 | $5,000 |
| Married filing separately | $15,000 | $5,000 |
Georgia income tax questions
Does Georgia have a state income tax?
Yes. Georgia taxes income at a flat 4.99% for 2026.
How much is Georgia income tax on $100,000?
A single filer with $100,000 in wages and no other income, 401(k) contributions or dependents owes about $4,241.50 in Georgia income tax for 2026, 4.24% of wages. After federal income tax, Social Security and Medicare, take-home pay is about $74,938.50, or $2,882.25 every two weeks.
What is the Georgia standard deduction for 2026?
For 2026, the Georgia standard deduction is $15,000 for single filers, heads of household and married couples filing separately, and $30,000 for married couples filing jointly. Each dependent adds a $5,000 exemption.
Does Georgia tax Social Security?
No. Georgia does not tax Social Security benefits.
Georgia Social Security tax rules
Does Georgia tax retirement income?
Partly. Georgia excludes up to $65,000 per person of pension, IRA and 401(k) income and interest from age 65, or $35,000 from 62, and taxes the rest.
Georgia retirement income tax for 2026
How does Georgia tax capital gains?
As ordinary income at the 4.99% flat rate. Georgia has no separate capital gains rate. Long-term gains get lower federal rates than this calculator applies to other income, so use the capital gains tax calculator for the federal side.
How this calculator works
The calculator starts from federal AGI, subtracts the Georgia standard deduction and $5,000 for each dependent, and multiplies the remainder by 4.99%. Georgia has no personal exemption.
Worked example
A single filer with $75,000 in wages, no other income, no 401(k) contributions and no dependents has $60,000.00 of Georgia taxable income and about $2,994.00 in Georgia income tax, 3.99% of wages. After federal income tax of $7,670.00 and $5,737.50 in Social Security and Medicare, estimated take-home pay is $58,598.50, or $4,883.21 a month.
What this estimate excludes
The Social Security subtraction, the retirement income exclusion, Georgia's tip and overtime subtractions, itemized deductions, the low-income credit, the child and dependent care credit and other credits.
Georgia sources
- Georgia DOR 2026 Employer's Tax Guide: HB 463 rate and deductions
- 2025 Form IT-511 instructions: Social Security subtraction and retirement income exclusion
Federal tax uses IRS Revenue Procedure 2025-32. Read the full assumptions and sources.