OHIO INCOME TAX · TAX YEAR 2026
2026 Ohio income tax calculator
Estimate Ohio income tax under the new 2.75% flat rate, with federal income tax and take-home pay for tax year 2026.
Your estimate
Ohio take-home pay by salary
Take-home pay is wages minus Ohio tax, federal income tax, Social Security and Medicare. Paychecks split the annual estimate evenly; your actual withholding depends on your W-4 and pay schedule.
| Salary | State tax | Take-home pay | Every two weeks |
|---|---|---|---|
| $50,000 | $932 | $41,424 | $1,593 |
| $75,000 | $1,619 | $59,974 | $2,307 |
| $100,000 | $2,313 | $76,867 | $2,956 |
| $150,000 | $3,688 | $110,103 | $4,235 |
| $200,000 | $5,063 | $143,864 | $5,533 |
Ohio tax brackets for 2026
Starting in 2026, Ohio taxes no income up to $26,050. Above that, the tax is $332 plus 2.75% of the amount over $26,050, the same for every filing status. In 2025, a 3.125% rate applied above $100,000.
| Rate | Taxable income |
|---|---|
| 0% | Up to $26,050 |
| 2.75% | Over $26,050 |
Ohio income tax questions
Does Ohio have a state income tax?
Yes. Ohio taxes income above $26,050 of taxable income. For 2026, the tax is $332 plus 2.75% of the amount over $26,050, for every filing status, and income up to $26,050 is untaxed. Many Ohio cities and school districts also tax income separately.
How much is Ohio income tax on $100,000?
A single filer with $100,000 in wages and no other income, 401(k) contributions or dependents owes about $2,313.38 in Ohio income tax for 2026, 2.31% of wages. After federal income tax, Social Security and Medicare, take-home pay is about $76,866.62, or $2,956.41 every two weeks.
What is the Ohio standard deduction for 2026?
Ohio has no standard deduction. Each exemption is $2,400 when modified AGI is $40,000 or less, $2,150 up to $80,000, and $1,900 above that. No exemptions are allowed at $500,000 or more. Ohio pauses inflation indexing for 2025 and 2026, so these are the 2025 amounts.
Does Ohio tax Social Security?
No. Ohio does not tax Social Security benefits.
Ohio Social Security tax rules
Does Ohio tax retirement income?
Yes. Ohio taxes pensions and 401(k) and IRA withdrawals at its regular rates, with a retirement income credit of up to $200 per return.
Ohio retirement income tax for 2026
How does Ohio tax capital gains?
As ordinary income at the same rates as wages. Ohio has no separate capital gains rate. Long-term gains get lower federal rates than this calculator applies to other income, so use the capital gains tax calculator for the federal side.
Do Ohio cities tax income?
Many do. Ohio municipalities and some school districts levy their own income taxes, separate from the state tax. Rates and rules vary by city, and this calculator does not include them.
How this calculator works
The calculator starts from federal AGI and subtracts an exemption for you, your spouse on a joint return, and each dependent. It applies the 2026 schedule to the result, then subtracts the $20 per-exemption credit when income after exemptions is under $30,000.
Worked example
A single filer with $75,000 in wages, no other income, no 401(k) contributions and no dependents has $72,850.00 of Ohio taxable income and about $1,619.00 in Ohio income tax, 2.16% of wages. After federal income tax of $7,670.00 and $5,737.50 in Social Security and Medicare, estimated take-home pay is $59,973.50, or $4,997.79 a month.
What this estimate excludes
Municipal and school district income taxes, the joint filing credit, the retirement income credit, the Ohio deductions for Social Security and military pay, itemized-style deductions such as 529 contributions, and other credits.
Ohio sources
- Ohio Revised Code 5747.02: 2026 tax schedule
- Ohio Revised Code 5747.025: personal exemptions
- Ohio Revised Code 5747.022: exemption credit
- 2025 Ohio IT 1040 instructions: exemption amounts, adjustments and credits
- Ohio Revised Code Chapter 718: municipal income taxes
- Ohio Revised Code 5747.055: retirement income credit and senior citizen credit
Federal tax uses IRS Revenue Procedure 2025-32. Read the full assumptions and sources.