STATE TAX COMPARISON · TAX YEAR 2026
Maryland vs Virginia taxes in 2026
Both use graduated rates, Maryland from 2% to 6.5% and Virginia from 2% to 5.75%. Single filers keep more in Virginia at every income shown: $1,341 more at $50,000, rising to $6,908 at $250,000. A married couple with two children keeps more in Virginia at every income shown: $975 more at $50,000, rising to $6,842 at $250,000.
Your estimate
- You keep more in Virginia
- $1,890.88 a year
- Maryland state and county income tax
- $5,389.28
- Virginia income tax
- $3,498.40
- Take-home in Maryland
- $56,203.22
- Take-home in Virginia
- $58,094.10
Maryland figures include Montgomery County tax.
Take-home pay in Maryland and Virginia
Take-home pay is wages minus state income tax, federal income tax, Social Security and Medicare. Property, sales and other taxes are not included. Maryland figures include Montgomery County tax.
| Maryland | Virginia | |
|---|---|---|
| $50,000 in wages: $1,341 more take-home in Virginia | ||
| State income tax | $3,402 | $2,061 |
| Take-home pay | $38,953 | $40,294 |
| $75,000 in wages: $1,891 more take-home in Virginia | ||
| State income tax | $5,389 | $3,498 |
| Take-home pay | $56,203 | $58,094 |
| $100,000 in wages: $2,441 more take-home in Virginia | ||
| State income tax | $7,377 | $4,936 |
| Take-home pay | $71,803 | $74,244 |
| $150,000 in wages: $3,898 more take-home in Virginia | ||
| State income tax | $11,709 | $7,811 |
| Take-home pay | $102,082 | $105,980 |
| $250,000 in wages: $6,908 more take-home in Virginia | ||
| State income tax | $20,469 | $13,561 |
| Take-home pay | $162,713 | $169,621 |
| Maryland | Virginia | |
|---|---|---|
| $50,000 in wages: $975 more take-home in Virginia | ||
| State income tax | $2,372 | $1,397 |
| Take-home pay | $46,423 | $47,398 |
| $75,000 in wages: $1,525 more take-home in Virginia | ||
| State income tax | $4,360 | $2,835 |
| Take-home pay | $64,663 | $66,188 |
| $100,000 in wages: $2,075 more take-home in Virginia | ||
| State income tax | $6,347 | $4,272 |
| Take-home pay | $82,763 | $84,838 |
| $150,000 in wages: $3,175 more take-home in Virginia | ||
| State income tax | $10,322 | $7,147 |
| Take-home pay | $117,263 | $120,438 |
| $250,000 in wages: $6,842 more take-home in Virginia | ||
| State income tax | $19,740 | $12,897 |
| Take-home pay | $182,128 | $188,971 |
Rates and deductions
| Maryland | Virginia | |
|---|---|---|
| Rates | 2% to 6.5%, plus county tax | 2% to 5.75% |
| Standard deduction | $3,350 single, $6,700 joint | $8,750 single, $17,500 joint |
| Personal exemption | $3,200 single, $6,400 joint, shrinking above $100,000 of income ($150,000 joint) | $930 single, $1,860 joint |
Retirement and Social Security
Does Maryland tax Social Security?
No. Maryland does not tax Social Security benefits.
Maryland Social Security tax rules
Does Maryland tax retirement income?
Partly. From age 65, Maryland excludes up to $40,600 (reported for 2026) of pension and 401(k) income, less Social Security received, and taxes IRA withdrawals.
Maryland retirement income tax for 2026
Does Virginia tax Social Security?
No. Virginia does not tax Social Security benefits.
Virginia Social Security tax rules
Does Virginia tax retirement income?
Yes. Virginia taxes pensions and 401(k) and IRA withdrawals, but each person 65 or older can deduct up to $12,000, reduced above $50,000 of income ($75,000 married).