STATE TAX COMPARISON · TAX YEAR 2026
Delaware vs Maryland taxes in 2026
Both use graduated rates, Delaware from 2.2% to 6.6% and Maryland from 2% to 6.5%. Single filers keep more in Delaware at every income shown: $1,304 more at $50,000, rising to $5,310 at $250,000. A married couple with two children keeps more in Delaware at every income shown: $785 more at $50,000, rising to $5,125 at $250,000.
Your estimate
- You keep more in Delaware
- $1,780.28 a year
- Delaware income tax
- $3,609.00
- Maryland state and county income tax
- $5,389.28
- Take-home in Delaware
- $57,983.50
- Take-home in Maryland
- $56,203.22
Maryland figures include Montgomery County tax.
Take-home pay in Delaware and Maryland
Take-home pay is wages minus state income tax, federal income tax, Social Security and Medicare. Property, sales and other taxes are not included. Maryland figures include Montgomery County tax.
| Delaware | Maryland | |
|---|---|---|
| $50,000 in wages: $1,304 more take-home in Delaware | ||
| State income tax | $2,098 | $3,402 |
| Take-home pay | $40,257 | $38,953 |
| $75,000 in wages: $1,780 more take-home in Delaware | ||
| State income tax | $3,609 | $5,389 |
| Take-home pay | $57,984 | $56,203 |
| $100,000 in wages: $2,118 more take-home in Delaware | ||
| State income tax | $5,259 | $7,377 |
| Take-home pay | $73,921 | $71,803 |
| $150,000 in wages: $3,150 more take-home in Delaware | ||
| State income tax | $8,559 | $11,709 |
| Take-home pay | $105,232 | $102,082 |
| $250,000 in wages: $5,310 more take-home in Delaware | ||
| State income tax | $15,159 | $20,469 |
| Take-home pay | $168,023 | $162,713 |
| Delaware | Maryland | |
|---|---|---|
| $50,000 in wages: $785 more take-home in Delaware | ||
| State income tax | $1,588 | $2,372 |
| Take-home pay | $47,207 | $46,423 |
| $75,000 in wages: $1,295 more take-home in Delaware | ||
| State income tax | $3,065 | $4,360 |
| Take-home pay | $65,958 | $64,663 |
| $100,000 in wages: $1,633 more take-home in Delaware | ||
| State income tax | $4,715 | $6,347 |
| Take-home pay | $84,396 | $82,763 |
| $150,000 in wages: $2,308 more take-home in Delaware | ||
| State income tax | $8,015 | $10,322 |
| Take-home pay | $119,571 | $117,263 |
| $250,000 in wages: $5,125 more take-home in Delaware | ||
| State income tax | $14,615 | $19,740 |
| Take-home pay | $187,254 | $182,128 |
Rates and deductions
| Delaware | Maryland | |
|---|---|---|
| Rates | 2.2% to 6.6% | 2% to 6.5%, plus county tax |
| Standard deduction | $3,250 single, $6,500 joint | $3,350 single, $6,700 joint |
| Personal exemption | $110 single, $220 joint (credit) | $3,200 single, $6,400 joint, shrinking above $100,000 of income ($150,000 joint) |
Retirement and Social Security
Does Delaware tax Social Security?
No. Delaware does not tax Social Security benefits.
Delaware Social Security tax rules
Does Delaware tax retirement income?
Partly. From age 60, Delaware excludes up to $12,500 per person of pension and IRA income; before 60 the pension exclusion is $2,000.
Delaware retirement income tax for 2026
Does Maryland tax Social Security?
No. Maryland does not tax Social Security benefits.
Maryland Social Security tax rules
Does Maryland tax retirement income?
Partly. From age 65, Maryland excludes up to $40,600 (reported for 2026) of pension and 401(k) income, less Social Security received, and taxes IRA withdrawals.