STATE TAX COMPARISON · TAX YEAR 2026
Maryland vs DC taxes in 2026
Both use graduated rates, Maryland from 2% to 6.5% and the District of Columbia from 4% to 10.75%. Single filers keep more in the District of Columbia at every income shown: $1,568 more at $50,000 and $2,187 at $250,000. A married couple with two children keeps more in the District of Columbia at every income shown: $1,504 more at $50,000 and $2,827 at $250,000.
Your estimate
- You keep more in District of Columbia
- $1,960.78 a year
- Maryland state and county income tax
- $5,389.28
- District of Columbia income tax
- $3,428.50
- Take-home in Maryland
- $56,203.22
- Take-home in District of Columbia
- $58,164.00
Maryland figures include Montgomery County tax.
Take-home pay in Maryland and the District of Columbia
Take-home pay is wages minus state income tax, federal income tax, Social Security and Medicare. Property, sales and other taxes are not included. Maryland figures include Montgomery County tax.
| Maryland | District of Columbia | |
|---|---|---|
| $50,000 in wages: $1,568 more take-home in District of Columbia | ||
| State income tax | $3,402 | $1,834 |
| Take-home pay | $38,953 | $40,521 |
| $75,000 in wages: $1,961 more take-home in District of Columbia | ||
| State income tax | $5,389 | $3,429 |
| Take-home pay | $56,203 | $58,164 |
| $100,000 in wages: $1,845 more take-home in District of Columbia | ||
| State income tax | $7,377 | $5,532 |
| Take-home pay | $71,803 | $73,649 |
| $150,000 in wages: $1,928 more take-home in District of Columbia | ||
| State income tax | $11,709 | $9,782 |
| Take-home pay | $102,082 | $104,010 |
| $250,000 in wages: $2,187 more take-home in District of Columbia | ||
| State income tax | $20,469 | $18,282 |
| Take-home pay | $162,713 | $164,901 |
| Maryland | District of Columbia | |
|---|---|---|
| $50,000 in wages: $1,504 more take-home in District of Columbia | ||
| State income tax | $2,372 | $868 |
| Take-home pay | $46,423 | $47,927 |
| $75,000 in wages: $1,978 more take-home in District of Columbia | ||
| State income tax | $4,360 | $2,382 |
| Take-home pay | $64,663 | $66,641 |
| $100,000 in wages: $2,184 more take-home in District of Columbia | ||
| State income tax | $6,347 | $4,163 |
| Take-home pay | $82,763 | $84,947 |
| $150,000 in wages: $1,909 more take-home in District of Columbia | ||
| State income tax | $10,322 | $8,413 |
| Take-home pay | $117,263 | $119,172 |
| $250,000 in wages: $2,827 more take-home in District of Columbia | ||
| State income tax | $19,740 | $16,913 |
| Take-home pay | $182,128 | $184,955 |
Rates and deductions
| Maryland | District of Columbia | |
|---|---|---|
| Rates | 2% to 6.5%, plus county tax | 4% to 10.75% |
| Standard deduction | $3,350 single, $6,700 joint | $16,100 single, $32,200 joint |
| Personal exemption | $3,200 single, $6,400 joint, shrinking above $100,000 of income ($150,000 joint) | None |
Retirement and Social Security
Does Maryland tax Social Security?
No. Maryland does not tax Social Security benefits.
Maryland Social Security tax rules
Does Maryland tax retirement income?
Partly. From age 65, Maryland excludes up to $40,600 (reported for 2026) of pension and 401(k) income, less Social Security received, and taxes IRA withdrawals.
Maryland retirement income tax for 2026
Does the District of Columbia tax Social Security?
No. The District subtracts the Social Security and tier 1 railroad retirement benefits included in federal AGI.
Does the District of Columbia tax retirement income?
Yes. Pensions and 401(k) and IRA withdrawals are taxed at the District's regular rates. Survivors of District and federal government retirees who are 62 or older can subtract survivor benefits.