TENNESSEE PROPERTY TAX · 2026
Tennessee property tax calculator
Tennessee's effective property tax rate is 0.52%: owner-occupiers paid a median $1,442 a year on homes with a median value of $286,700. On a $300,000 home, that rate comes to $1,560.00 a year.
Property tax estimate
- Property tax a year
- $1,560.00
- A month
- $130.00
- Rate
- 0.52%, statewide
Tennessee property tax by county
| County | Effective rate | Median tax | Median home value |
|---|---|---|---|
| Anderson County | 0.584% | $1,289 | $239,400 |
| Bedford County | 0.538% | $1,345 | $281,200 |
| Benton County | 0.424% | $738 | $153,600 |
| Bledsoe County | 0.438% | $688 | $189,400 |
| Blount County | 0.485% | $1,453 | $320,500 |
| Bradley County | 0.437% | $1,187 | $261,900 |
| Campbell County | 0.358% | $691 | $186,500 |
| Cannon County | 0.415% | $1,073 | $252,000 |
| Carroll County | 0.5% | $821 | $142,400 |
| Carter County | 0.486% | $864 | $168,200 |
| Cheatham County | 0.48% | $1,582 | $338,700 |
| Chester County | 0.506% | $856 | $164,400 |
| Claiborne County | 0.434% | $777 | $159,900 |
| Clay County | 0.423% | $769 | $136,400 |
| Cocke County | 0.488% | $898 | $158,100 |
| Coffee County | 0.545% | $1,407 | $246,800 |
| Crockett County | 0.54% | $930 | $158,900 |
| Cumberland County | 0.291% | $730 | $250,500 |
| Davidson County | 0.568% | $2,506 | $417,400 |
| Decatur County | 0.406% | $644 | $139,600 |
| DeKalb County | 0.341% | $824 | $235,500 |
| Dickson County | 0.44% | $1,431 | $306,400 |
| Dyer County | 0.564% | $1,047 | $166,400 |
| Fayette County | 0.335% | $1,140 | $340,800 |
| Fentress County | 0.272% | $535 | $168,200 |
| Franklin County | 0.478% | $1,246 | $236,900 |
| Gibson County | 0.606% | $1,039 | $156,900 |
| Giles County | 0.452% | $989 | $234,300 |
| Grainger County | 0.411% | $901 | $189,200 |
| Greene County | 0.418% | $890 | $207,500 |
| Grundy County | 0.43% | $586 | $154,000 |
| Hamblen County | 0.367% | $862 | $210,900 |
| Hamilton County | 0.623% | $1,925 | $312,800 |
| Hancock County | 0.421% | $599 | $134,500 |
| Hardeman County | 0.579% | $764 | $121,700 |
| Hardin County | 0.426% | $658 | $160,400 |
| Hawkins County | 0.533% | $956 | $176,300 |
| Haywood County | 0.598% | $952 | $152,400 |
| Henderson County | 0.369% | $794 | $164,800 |
| Henry County | 0.383% | $705 | $160,200 |
| Hickman County | 0.42% | $1,038 | $224,100 |
| Houston County | 0.52% | $929 | $172,700 |
| Humphreys County | 0.406% | $921 | $193,400 |
| Jackson County | 0.378% | $710 | $155,500 |
| Jefferson County | 0.401% | $978 | $229,300 |
| Johnson County | 0.34% | $710 | $178,600 |
| Knox County | 0.439% | $1,367 | $320,900 |
| Lake County | 0.721% | $653 | $97,900 |
| Lauderdale County | 0.67% | $844 | $143,200 |
| Lawrence County | 0.471% | $1,021 | $194,400 |
| Lewis County | 0.324% | $824 | $173,400 |
| Lincoln County | 0.41% | $1,038 | $229,700 |
| Loudon County | 0.342% | $1,162 | $348,000 |
| Macon County | 0.254% | $874 | $225,700 |
| Madison County | 0.602% | $1,185 | $211,800 |
| Marion County | 0.395% | $833 | $195,200 |
| Marshall County | 0.432% | $1,346 | $279,800 |
| Maury County | 0.432% | $1,588 | $355,700 |
| McMinn County | 0.323% | $748 | $211,800 |
| McNairy County | 0.381% | $619 | $161,800 |
| Meigs County | 0.854% | $693 | $180,000 |
| Monroe County | 0.392% | $934 | $227,500 |
| Montgomery County | 0.61% | $1,697 | $280,200 |
| Moore County | 0.419% | $1,288 | $285,300 |
| Morgan County | 0.407% | $871 | $166,300 |
| Obion County | 0.493% | $690 | $133,600 |
| Overton County | 0.355% | $669 | $173,200 |
| Perry County | 0.499% | $675 | $126,900 |
| Pickett County | 0.116% | $728 | $178,500 |
| Polk County | 0.45% | $856 | $169,900 |
| Putnam County | 0.48% | $1,363 | $282,500 |
| Rhea County | 0.524% | $894 | $206,000 |
| Roane County | 0.549% | $1,223 | $232,900 |
| Robertson County | 0.441% | $1,577 | $335,000 |
| Rutherford County | 0.475% | $1,839 | $382,600 |
| Scott County | 0.407% | $632 | $124,900 |
| Sequatchie County | 0.41% | $1,051 | $232,600 |
| Sevier County | 0.312% | $824 | $299,000 |
| Shelby County | 0.972% | $2,429 | $249,100 |
| Smith County | 0.429% | $1,136 | $243,800 |
| Stewart County | 0.428% | $939 | $204,700 |
| Sullivan County | 0.593% | $1,234 | $213,300 |
| Sumner County | 0.461% | $1,987 | $393,100 |
| Tipton County | 0.561% | $1,211 | $240,600 |
| Trousdale County | 0.377% | $1,166 | $337,600 |
| Unicoi County | 0.494% | $994 | $189,600 |
| Union County | 0.269% | $752 | $204,000 |
| Van Buren County | 0.44% | $693 | $159,200 |
| Warren County | 0.434% | $805 | $192,900 |
| Washington County | 0.56% | $1,302 | $249,000 |
| Wayne County | 0.392% | $635 | $130,700 |
| Weakley County | 0.437% | $729 | $151,200 |
| White County | 0.438% | $838 | $207,200 |
| Williamson County | 0.367% | $3,004 | $751,900 |
| Wilson County | 0.422% | $1,787 | $428,000 |
Tennessee homestead exemption
- Tennessee's property tax relief program pays back the tax on the first $33,600 of market value for owners who are 65 or older by December 31, 2026, or disabled, with 2025 income of $38,470 or less.
- Pay the tax, then apply to the county trustee within 35 days after the delinquency date; apply again each year.
This is the property tax homestead exemption, not the homestead exemption that protects a home from creditors in bankruptcy.
Tennessee property tax questions
How much is property tax in Tennessee?
Tennessee's effective property tax rate is 0.52%: owner-occupiers paid a median $1,442 a year on homes with a median value of $286,700. On a $300,000 home, that rate comes to $1,560.00 a year.
Which county in Tennessee has the highest property tax?
Shelby County, with an effective rate of 0.972%; Pickett County has the lowest, at 0.116%. On a $300,000 home that is $2,916.00 a year in Shelby County and $348.00 in Pickett County.
Does Tennessee have a homestead exemption?
Tennessee's property tax relief program pays back the tax on the first $33,600 of market value for owners who are 65 or older by December 31, 2026, or disabled, with 2025 income of $38,470 or less. The calculator does not subtract it: the rates already reflect the exemptions owners received.
Why might a Tennessee tax bill differ from this estimate?
The rate is what owner-occupiers in Tennessee paid on average in 2020 through 2024, as a share of their homes' value. An actual bill depends on the home's assessed value, the levies where it sits and the exemptions its owner claims.
What the calculator leaves out
- The rate is the total real estate tax owner-occupiers reported paying divided by the total value they reported for their homes, not a tax rate set by law.
- The rate already reflects the exemptions, caps and credits typical owner-occupiers received, so the calculator does not subtract a homestead exemption again.
- An actual bill depends on the home's assessed value, the levies where it sits and the exemptions its owner claims.
- Survey estimates for small counties have wide margins of error.
Rates and medians are American Community Survey 2020-2024 5-year estimates: taxes owners paid in those years, not 2026 bills.
Sources
- Census Bureau ACS 2020-2024 table B25090: aggregate real estate taxes paid
- Census Bureau ACS 2020-2024 table B25082: aggregate value of owner-occupied homes
- Census Bureau ACS 2020-2024 table B25103: median real estate taxes paid
- Census Bureau ACS 2020-2024 table B25077: median home value
- Tennessee Comptroller: 2026 property tax relief brochure