NEW YORK PROPERTY TAX · 2026
New York property tax calculator
New York's effective property tax rate is 1.296%: owner-occupiers paid a median $6,582 a year on homes with a median value of $423,800. On a $300,000 home, that rate comes to $3,888.00 a year.
Property tax estimate
- Property tax a year
- $3,888.00
- A month
- $324.00
- Rate
- 1.296%, statewide
New York property tax by county
| County | Effective rate | Median tax | Median home value |
|---|---|---|---|
| Albany County | 1.702% | $5,200 | $294,600 |
| Allegany County | 2.368% | $2,968 | $101,700 |
| Bronx County | 0.777% | $5,447 | $529,500 |
| Broome County | 2.209% | $3,902 | $154,900 |
| Cattaraugus County | 1.923% | $2,991 | $113,100 |
| Cayuga County | 1.817% | $3,740 | $171,000 |
| Chautauqua County | 1.987% | $2,901 | $127,900 |
| Chemung County | 1.999% | $3,451 | $141,100 |
| Chenango County | 2.053% | $3,120 | $137,900 |
| Clinton County | 1.788% | $3,606 | $180,600 |
| Columbia County | 1.209% | $4,852 | $347,100 |
| Cortland County | 2.197% | $4,149 | $162,100 |
| Delaware County | 1.393% | $3,145 | $183,100 |
| Dutchess County | 1.723% | $7,562 | $400,600 |
| Erie County | 1.724% | $4,622 | $233,800 |
| Essex County | 1.354% | $3,119 | $211,900 |
| Franklin County | 1.454% | $2,440 | $145,400 |
| Fulton County | 1.62% | $3,364 | $163,100 |
| Genesee County | 1.979% | $4,113 | $170,500 |
| Greene County | 1.395% | $4,056 | $271,600 |
| Hamilton County | 0.929% | $2,597 | $260,200 |
| Herkimer County | 1.664% | $3,107 | $147,700 |
| Jefferson County | 1.315% | $2,899 | $188,200 |
| Kings County | 0.558% | $6,382 | $905,000 |
| Lewis County | 1.39% | $2,688 | $166,100 |
| Livingston County | 1.937% | $4,286 | $174,600 |
| Madison County | 1.975% | $4,181 | $184,600 |
| Monroe County | 2.41% | $5,616 | $213,700 |
| Montgomery County | 2.147% | $3,872 | $157,500 |
| Nassau County | 1.718% | $10,000+ | $684,700 |
| New York County | 0.708% | $10,000+ | $1,090,500 |
| Niagara County | 1.726% | $4,155 | $189,800 |
| Oneida County | 1.729% | $3,690 | $182,600 |
| Onondaga County | 2.218% | $4,880 | $200,200 |
| Ontario County | 1.893% | $4,565 | $222,900 |
| Orange County | 2.02% | $8,494 | $387,900 |
| Orleans County | 2.233% | $3,823 | $140,800 |
| Oswego County | 1.954% | $3,646 | $151,700 |
| Otsego County | 1.536% | $3,041 | $179,100 |
| Putnam County | 2.124% | $10,000+ | $471,300 |
| Queens County | 0.751% | $6,297 | $723,800 |
| Rensselaer County | 1.93% | $5,301 | $258,400 |
| Richmond County | 0.881% | $6,247 | $675,500 |
| Rockland County | 2.056% | $10,000+ | $596,900 |
| Saratoga County | 1.274% | $4,875 | $348,600 |
| Schenectady County | 2.118% | $5,568 | $235,700 |
| Schoharie County | 1.882% | $3,914 | $192,500 |
| Schuyler County | 1.679% | $3,390 | $171,800 |
| Seneca County | 1.886% | $3,403 | $155,400 |
| St. Lawrence County | 1.93% | $2,844 | $121,900 |
| Steuben County | 2.125% | $3,386 | $137,900 |
| Suffolk County | 1.623% | $10,000+ | $578,400 |
| Sullivan County | 1.807% | $4,969 | $249,000 |
| Tioga County | 2.058% | $3,751 | $160,800 |
| Tompkins County | 2.111% | $6,515 | $290,900 |
| Ulster County | 1.618% | $6,238 | $352,500 |
| Warren County | 1.278% | $3,936 | $267,400 |
| Washington County | 1.733% | $3,946 | $196,200 |
| Wayne County | 2.198% | $4,250 | $170,000 |
| Westchester County | 1.84% | $10,000+ | $663,200 |
| Wyoming County | 1.888% | $3,650 | $162,300 |
| Yates County | 1.425% | $3,477 | $184,700 |
New York homestead exemption
- Basic STAR exempts the first $30,000 of a home's full value from school taxes; the STAR exemption has a $250,000 income limit and the STAR credit a $500,000 limit.
- Enhanced STAR, for owners 65 or older, has an income limit of $110,750 for 2026-27 and $113,550 for 2027-28, and exempts $91,700 of full value for 2027-28.
This is the property tax homestead exemption, not the homestead exemption that protects a home from creditors in bankruptcy.
New York property tax questions
How much is property tax in New York?
New York's effective property tax rate is 1.296%: owner-occupiers paid a median $6,582 a year on homes with a median value of $423,800. On a $300,000 home, that rate comes to $3,888.00 a year.
Which county in New York has the highest property tax?
Monroe County, with an effective rate of 2.41%; Kings County has the lowest, at 0.558%. On a $300,000 home that is $7,230.00 a year in Monroe County and $1,674.00 in Kings County.
Does New York have a homestead exemption?
Basic STAR exempts the first $30,000 of a home's full value from school taxes; the STAR exemption has a $250,000 income limit and the STAR credit a $500,000 limit. The calculator does not subtract it: the rates already reflect the exemptions owners received.
Why might a New York tax bill differ from this estimate?
The rate is what owner-occupiers in New York paid on average in 2020 through 2024, as a share of their homes' value. An actual bill depends on the home's assessed value, the levies where it sits and the exemptions its owner claims.
What the calculator leaves out
- The rate is the total real estate tax owner-occupiers reported paying divided by the total value they reported for their homes, not a tax rate set by law.
- The rate already reflects the exemptions, caps and credits typical owner-occupiers received, so the calculator does not subtract a homestead exemption again.
- An actual bill depends on the home's assessed value, the levies where it sits and the exemptions its owner claims.
- Survey estimates for small counties have wide margins of error.
Rates and medians are American Community Survey 2020-2024 5-year estimates: taxes owners paid in those years, not 2026 bills.
Sources
- Census Bureau ACS 2020-2024 table B25090: aggregate real estate taxes paid
- Census Bureau ACS 2020-2024 table B25082: aggregate value of owner-occupied homes
- Census Bureau ACS 2020-2024 table B25103: median real estate taxes paid
- Census Bureau ACS 2020-2024 table B25077: median home value
- New York Department of Taxation and Finance: types of STAR