MARYLAND PROPERTY TAX · 2026
Maryland property tax calculator
Maryland's effective property tax rate is 0.924%: owner-occupiers paid a median $4,093 a year on homes with a median value of $419,900. On a $300,000 home, that rate comes to $2,772.00 a year.
Property tax estimate
- Property tax a year
- $2,772.00
- A month
- $231.00
- Rate
- 0.924%, statewide
Maryland property tax by county
| County | Effective rate | Median tax | Median home value |
|---|---|---|---|
| Allegany County | 0.945% | $1,636 | $154,900 |
| Anne Arundel County | 0.803% | $3,957 | $467,900 |
| Baltimore city | 1.374% | $3,354 | $229,600 |
| Baltimore County | 0.965% | $3,736 | $349,300 |
| Calvert County | 0.826% | $3,885 | $460,200 |
| Caroline County | 0.754% | $2,619 | $290,100 |
| Carroll County | 0.865% | $3,934 | $434,000 |
| Cecil County | 0.855% | $3,068 | $343,400 |
| Charles County | 0.975% | $4,339 | $428,500 |
| Dorchester County | 0.837% | $2,456 | $262,400 |
| Frederick County | 0.944% | $4,584 | $464,600 |
| Garrett County | 0.721% | $1,836 | $235,300 |
| Harford County | 0.833% | $3,448 | $386,400 |
| Howard County | 1.109% | $6,987 | $597,900 |
| Kent County | 0.918% | $3,025 | $330,900 |
| Montgomery County | 0.848% | $5,539 | $640,300 |
| Prince George's County | 1.062% | $4,771 | $426,000 |
| Queen Anne's County | 0.74% | $3,623 | $462,700 |
| Somerset County | 0.704% | $1,591 | $173,200 |
| St. Mary's County | 0.773% | $3,424 | $407,600 |
| Talbot County | 0.561% | $2,647 | $409,700 |
| Washington County | 0.811% | $2,481 | $296,100 |
| Wicomico County | 0.765% | $2,171 | $254,700 |
| Worcester County | 0.726% | $2,738 | $374,700 |
Maryland homestead exemption
- Maryland's homestead tax credit limits the yearly increase in a principal residence's taxable assessment.
- Apply once, through Maryland One Stop.
This is the property tax homestead exemption, not the homestead exemption that protects a home from creditors in bankruptcy.
Maryland property tax questions
How much is property tax in Maryland?
Maryland's effective property tax rate is 0.924%: owner-occupiers paid a median $4,093 a year on homes with a median value of $419,900. On a $300,000 home, that rate comes to $2,772.00 a year.
Which county in Maryland has the highest property tax?
Baltimore city, with an effective rate of 1.374%; Talbot County has the lowest, at 0.561%. On a $300,000 home that is $4,122.00 a year in Baltimore city and $1,683.00 in Talbot County.
Why might a Maryland tax bill differ from this estimate?
The rate is what owner-occupiers in Maryland paid on average in 2020 through 2024, as a share of their homes' value. An actual bill depends on the home's assessed value, the levies where it sits and the exemptions its owner claims.
What the calculator leaves out
- The rate is the total real estate tax owner-occupiers reported paying divided by the total value they reported for their homes, not a tax rate set by law.
- The rate already reflects the exemptions, caps and credits typical owner-occupiers received, so the calculator does not subtract a homestead exemption again.
- An actual bill depends on the home's assessed value, the levies where it sits and the exemptions its owner claims.
- Survey estimates for small counties have wide margins of error.
Rates and medians are American Community Survey 2020-2024 5-year estimates: taxes owners paid in those years, not 2026 bills.
Sources
- Census Bureau ACS 2020-2024 table B25090: aggregate real estate taxes paid
- Census Bureau ACS 2020-2024 table B25082: aggregate value of owner-occupied homes
- Census Bureau ACS 2020-2024 table B25103: median real estate taxes paid
- Census Bureau ACS 2020-2024 table B25077: median home value
- Maryland SDAT: homestead tax credit