KENTUCKY PROPERTY TAX · 2026
Kentucky property tax calculator
Kentucky's effective property tax rate is 0.745%: owner-occupiers paid a median $1,544 a year on homes with a median value of $205,600. On a $300,000 home, that rate comes to $2,235.00 a year.
Property tax estimate
- Property tax a year
- $2,235.00
- A month
- $186.25
- Rate
- 0.745%, statewide
Kentucky property tax by county
| County | Effective rate | Median tax | Median home value |
|---|---|---|---|
| Adair County | 0.564% | $971 | $150,800 |
| Allen County | 0.574% | $1,046 | $192,300 |
| Anderson County | 0.717% | $1,697 | $225,100 |
| Ballard County | 0.659% | $1,065 | $145,800 |
| Barren County | 0.589% | $1,212 | $178,000 |
| Bath County | 0.559% | $850 | $129,800 |
| Bell County | 0.575% | $723 | $89,000 |
| Boone County | 0.842% | $2,372 | $277,300 |
| Bourbon County | 0.57% | $1,627 | $229,300 |
| Boyd County | 0.795% | $1,156 | $130,700 |
| Boyle County | 0.759% | $1,731 | $209,900 |
| Bracken County | 0.732% | $1,149 | $125,000 |
| Breathitt County | 0.658% | $510 | $70,300 |
| Breckinridge County | 0.543% | $916 | $156,700 |
| Bullitt County | 0.842% | $2,050 | $247,200 |
| Butler County | 0.499% | $645 | $111,100 |
| Caldwell County | 0.519% | $643 | $118,500 |
| Calloway County | 0.609% | $1,195 | $183,200 |
| Campbell County | 1.055% | $2,556 | $252,000 |
| Carlisle County | 0.512% | $945 | $120,400 |
| Carroll County | 0.624% | $1,070 | $140,900 |
| Carter County | 0.447% | $649 | $132,800 |
| Casey County | 0.537% | $812 | $136,300 |
| Christian County | 0.592% | $1,126 | $173,600 |
| Clark County | 0.754% | $1,451 | $205,800 |
| Clay County | 0.492% | $634 | $90,700 |
| Clinton County | 0.416% | $637 | $122,200 |
| Crittenden County | 0.472% | $731 | $127,300 |
| Cumberland County | 0.514% | $760 | $141,100 |
| Daviess County | 0.81% | $1,675 | $199,900 |
| Edmonson County | 0.506% | $881 | $160,300 |
| Elliott County | 0.497% | $755 | $123,500 |
| Estill County | 0.628% | $799 | $119,500 |
| Fayette County | 0.836% | $2,542 | $293,500 |
| Fleming County | 0.572% | $866 | $134,700 |
| Floyd County | 0.67% | $748 | $98,700 |
| Franklin County | 0.725% | $1,716 | $216,600 |
| Fulton County | 0.644% | $634 | $79,100 |
| Gallatin County | 0.713% | $1,476 | $178,200 |
| Garrard County | 0.587% | $1,422 | $204,900 |
| Grant County | 0.665% | $1,432 | $209,500 |
| Graves County | 0.583% | $970 | $147,800 |
| Grayson County | 0.5% | $930 | $164,600 |
| Green County | 0.165% | $817 | $125,000 |
| Greenup County | 0.944% | $1,171 | $134,000 |
| Hancock County | 0.657% | $930 | $141,200 |
| Hardin County | 0.63% | $1,480 | $225,800 |
| Harlan County | 0.742% | $732 | $73,700 |
| Harrison County | 0.504% | $1,328 | $202,100 |
| Hart County | 0.676% | $965 | $146,000 |
| Henderson County | 0.859% | $1,548 | $171,900 |
| Henry County | 0.734% | $1,611 | $197,900 |
| Hickman County | 0.548% | $779 | $115,700 |
| Hopkins County | 0.733% | $1,104 | $142,800 |
| Jackson County | 0.474% | $687 | $111,500 |
| Jefferson County | 0.851% | $2,136 | $248,400 |
| Jessamine County | 0.728% | $1,960 | $268,100 |
| Johnson County | 0.566% | $792 | $120,200 |
| Kenton County | 0.963% | $2,395 | $244,400 |
| Knott County | 0.506% | $571 | $77,000 |
| Knox County | 0.545% | $779 | $118,700 |
| Larue County | 0.58% | $1,104 | $183,500 |
| Laurel County | 0.494% | $906 | $159,500 |
| Lawrence County | 0.61% | $793 | $111,700 |
| Lee County | 0.764% | $705 | $83,900 |
| Leslie County | 0.671% | $563 | $69,000 |
| Letcher County | 0.673% | $648 | $67,400 |
| Lewis County | 0.502% | $617 | $96,000 |
| Lincoln County | 0.644% | $1,066 | $147,300 |
| Livingston County | 0.539% | $770 | $125,600 |
| Logan County | 0.65% | $1,010 | $164,900 |
| Lyon County | 0.567% | $1,196 | $189,500 |
| Madison County | 0.711% | $1,698 | $232,000 |
| Magoffin County | 0.397% | $694 | $89,000 |
| Marion County | 0.601% | $1,157 | $168,100 |
| Marshall County | 0.671% | $1,252 | $173,800 |
| Martin County | 0.56% | $716 | $86,900 |
| Mason County | 0.636% | $1,055 | $161,500 |
| McCracken County | 0.785% | $1,410 | $188,100 |
| McCreary County | 0.473% | $554 | $85,300 |
| McLean County | 0.657% | $954 | $148,500 |
| Meade County | 0.66% | $1,408 | $207,900 |
| Menifee County | 0.451% | $644 | $125,800 |
| Mercer County | 0.725% | $1,672 | $202,300 |
| Metcalfe County | 0.506% | $743 | $110,200 |
| Monroe County | 0.562% | $891 | $115,900 |
| Montgomery County | 0.747% | $1,265 | $172,200 |
| Morgan County | 0.536% | $780 | $118,200 |
| Muhlenberg County | 0.593% | $790 | $127,400 |
| Nelson County | 0.743% | $1,891 | $238,000 |
| Nicholas County | 0.512% | $729 | $123,000 |
| Ohio County | 0.583% | $753 | $121,400 |
| Oldham County | 0.92% | $3,519 | $393,100 |
| Owen County | 0.642% | $1,220 | $168,700 |
| Owsley County | 0.585% | $570 | $80,100 |
| Pendleton County | 0.655% | $1,275 | $159,800 |
| Perry County | 0.604% | $643 | $91,800 |
| Pike County | 0.639% | $772 | $112,000 |
| Powell County | 0.495% | $875 | $141,100 |
| Pulaski County | 0.501% | $1,057 | $166,900 |
| Robertson County | 0.39% | $893 | $165,100 |
| Rockcastle County | 0.486% | $596 | $123,600 |
| Rowan County | 0.56% | $885 | $161,800 |
| Russell County | 0.503% | $929 | $163,200 |
| Scott County | 0.615% | $1,908 | $288,500 |
| Shelby County | 0.734% | $2,339 | $304,800 |
| Simpson County | 0.61% | $1,371 | $229,400 |
| Spencer County | 0.65% | $2,188 | $330,000 |
| Taylor County | 0.612% | $1,202 | $174,200 |
| Todd County | 0.555% | $909 | $166,700 |
| Trigg County | 0.632% | $1,162 | $207,700 |
| Trimble County | 0.558% | $1,139 | $172,000 |
| Union County | 0.795% | $927 | $104,500 |
| Warren County | 0.624% | $1,668 | $258,000 |
| Washington County | 0.584% | $1,174 | $179,200 |
| Wayne County | 0.5% | $758 | $135,700 |
| Webster County | 0.676% | $993 | $112,900 |
| Whitley County | 0.575% | $849 | $131,800 |
| Wolfe County | 0.371% | $414 | $75,800 |
| Woodford County | 0.673% | $2,108 | $299,700 |
Kentucky homestead exemption
- Kentucky's homestead exemption takes $49,100 off the assessed value of the home of an owner 65 or older or totally disabled, for the 2025 and 2026 assessment years.
- Apply to the county property valuation administrator (PVA).
This is the property tax homestead exemption, not the homestead exemption that protects a home from creditors in bankruptcy.
Kentucky property tax questions
How much is property tax in Kentucky?
Kentucky's effective property tax rate is 0.745%: owner-occupiers paid a median $1,544 a year on homes with a median value of $205,600. On a $300,000 home, that rate comes to $2,235.00 a year.
Which county in Kentucky has the highest property tax?
Campbell County, with an effective rate of 1.055%; Green County has the lowest, at 0.165%. On a $300,000 home that is $3,165.00 a year in Campbell County and $495.00 in Green County.
Does Kentucky have a homestead exemption?
Kentucky's homestead exemption takes $49,100 off the assessed value of the home of an owner 65 or older or totally disabled, for the 2025 and 2026 assessment years. The calculator does not subtract it: the rates already reflect the exemptions owners received.
Why might a Kentucky tax bill differ from this estimate?
The rate is what owner-occupiers in Kentucky paid on average in 2020 through 2024, as a share of their homes' value. An actual bill depends on the home's assessed value, the levies where it sits and the exemptions its owner claims.
What the calculator leaves out
- The rate is the total real estate tax owner-occupiers reported paying divided by the total value they reported for their homes, not a tax rate set by law.
- The rate already reflects the exemptions, caps and credits typical owner-occupiers received, so the calculator does not subtract a homestead exemption again.
- An actual bill depends on the home's assessed value, the levies where it sits and the exemptions its owner claims.
- Survey estimates for small counties have wide margins of error.
Rates and medians are American Community Survey 2020-2024 5-year estimates: taxes owners paid in those years, not 2026 bills.
Sources
- Census Bureau ACS 2020-2024 table B25090: aggregate real estate taxes paid
- Census Bureau ACS 2020-2024 table B25082: aggregate value of owner-occupied homes
- Census Bureau ACS 2020-2024 table B25103: median real estate taxes paid
- Census Bureau ACS 2020-2024 table B25077: median home value
- Kentucky Department of Revenue: homestead exemption