KANSAS 529 PLAN · TAX YEAR 2026
Kansas 529 tax deduction calculator
Kansas lets you deduct up to $3,000 per beneficiary of contributions to any state's 529 plan, or $6,000 on a joint return. A single filer with $75,000 of wages who contributes $5,000 saves $167 of Kansas tax.
State tax saved
- Kansas tax saved
- $167.40
- Deduction
- $3,000.00
- Deduction limit
- $3,000.00
- Kansas tax before
- $3,385.31
- Kansas tax after
- $3,217.91
Kansas tax saved by contribution
With $75,000 of wages and one beneficiary.
| Contribution | Single | Married filing jointly |
|---|---|---|
| $1,000 | $56 | $56 |
| $5,000 | $167 | $269 |
| $10,000 | $167 | $321 |
| $20,000 | $167 | $321 |
Kansas 529 tax questions
Does Kansas have a 529 tax deduction?
Yes. Kansas lets you deduct up to $3,000 per beneficiary of contributions to any state's 529 plan, or $6,000 on a joint return.
How much does a $5,000 529 contribution save in Kansas?
$167 of Kansas tax for a single filer with $75,000 of wages, and $269 for a married couple filing jointly with the same income.
Which 529 plans qualify for Kansas's deduction?
Any state's 529 plan. Kansas allows the deduction for contributions to any 529 plan, not only its own.
Is a 529 contribution deductible on the federal return?
No. Contributions to a 529 plan aren't deductible on the federal return. Earnings grow tax-free, and withdrawals for qualified education expenses aren't taxed; part of the earnings is taxed when withdrawals exceed those expenses.
What the calculator leaves out
The calculator assumes the contribution goes to a plan that qualifies for the state's benefit: the state's own plan unless the state accepts any 529 plan. Wages are the only income, and they stand in for the income a state tests against its limits. Per-beneficiary limits assume the contribution is split evenly. Federal tax does not change, because 529 contributions aren't federally deductible. Carryforwards of earlier contributions, recapture on nonqualified withdrawals and city or school district taxes are left out.