NEVADA RETIREMENT INCOME TAX · TAX YEAR 2026
Does Nevada tax Social Security and retirement income?
Nevada has no personal income tax, so it does not tax Social Security, pensions or 401(k) and IRA withdrawals. A single 67-year-old with $24,000 of Social Security, a $20,000 private pension and $10,000 of IRA withdrawals pays no Nevada income tax for 2026. Federal income tax on the same income is $1,810.
Your estimate
- Nevada income tax
- $0.00
- Federal income tax
- $1,810.00
- Total income tax
- $1,810.00
Federal tax on Nevada retirees at different incomes
Federal income tax is the only income tax a Nevada retiree pays. These are 2026 federal figures for a single 67-year-old with $24,000 of Social Security, and for a married couple, both 67, with $20,000 each. Half the pension and IRA income is a private pension and half IRA withdrawals.
| Pension and IRA income | Single | Married |
|---|---|---|
| $20,000 | $0 | $0 |
| $40,000 | $4,030 | $1,210 |
| $60,000 | $7,158 | $5,084 |
| $100,000 | $16,486 | $9,884 |
| $150,000 | $29,072 | $20,352 |
Does Nevada tax Social Security?
No. Nevada has no personal income tax, so it does not tax Social Security benefits. Up to 85% of benefits can still be taxed on the federal return.
Of the single 67-year-old's $24,000 in benefits, $11,300 is federally taxable and Nevada taxes none of it. Of the couple's $40,000, $28,100 is federally taxable and Nevada taxes none of it.
Does Nevada tax pensions?
No. Nevada does not tax private pensions, government pensions or military retirement pay, at any age. They are still taxed on the federal return.
With $24,000 of Social Security and a $40,000 pension, a single 67-year-old pays no Nevada income tax for 2026. Federal income tax on that income is $4,030.
Does Nevada tax IRA and 401(k) withdrawals?
No. Nevada does not tax traditional IRA or 401(k) withdrawals at any age. They are still taxed on the federal return; qualified Roth IRA withdrawals are not.
The Nevada Constitution says no inheritance tax shall ever be levied.
Does Nevada have property tax breaks for seniors?
Nevada has no property tax break tied to age. Instead, the property tax bill on a home its owner lives in can rise by no more than 3% a year, while other property can rise by up to 8%.
What the calculator leaves out
Nevada property and sales taxes are not included.
Federal tax uses the 2026 brackets, the standard deduction with the extra amount at 65, and the $6,000 senior deduction. Estimates assume no other deductions, credits or local taxes except as noted.