STATE TAX COMPARISON · TAX YEAR 2026
Massachusetts vs New Hampshire taxes in 2026
New Hampshire has no income tax on wages, while Massachusetts taxes income at a flat 5%, plus 4% over $1,107,750. Single filers keep more in New Hampshire at every income shown: $2,180 more at $50,000, rising to $12,180 at $250,000. A married couple with two children keeps more in New Hampshire at every income shown: $1,860 more at $50,000, rising to $11,860 at $250,000.
Your estimate
- You keep more in New Hampshire
- $3,430.00 a year
- Massachusetts income tax
- $3,430.00
- New Hampshire income tax
- $0.00
- Take-home in Massachusetts
- $58,162.50
- Take-home in New Hampshire
- $61,592.50
Take-home pay in Massachusetts and New Hampshire
Take-home pay is wages minus state income tax, federal income tax, Social Security and Medicare. Property, sales and other taxes are not included.
| Massachusetts | New Hampshire | |
|---|---|---|
| $50,000 in wages: $2,180 more take-home in New Hampshire | ||
| State income tax | $2,180 | $0 |
| Take-home pay | $40,175 | $42,355 |
| $75,000 in wages: $3,430 more take-home in New Hampshire | ||
| State income tax | $3,430 | $0 |
| Take-home pay | $58,163 | $61,593 |
| $100,000 in wages: $4,680 more take-home in New Hampshire | ||
| State income tax | $4,680 | $0 |
| Take-home pay | $74,500 | $79,180 |
| $150,000 in wages: $7,180 more take-home in New Hampshire | ||
| State income tax | $7,180 | $0 |
| Take-home pay | $106,611 | $113,791 |
| $250,000 in wages: $12,180 more take-home in New Hampshire | ||
| State income tax | $12,180 | $0 |
| Take-home pay | $171,002 | $183,182 |
| Massachusetts | New Hampshire | |
|---|---|---|
| $50,000 in wages: $1,860 more take-home in New Hampshire | ||
| State income tax | $1,860 | $0 |
| Take-home pay | $46,935 | $48,795 |
| $75,000 in wages: $3,110 more take-home in New Hampshire | ||
| State income tax | $3,110 | $0 |
| Take-home pay | $65,913 | $69,023 |
| $100,000 in wages: $4,360 more take-home in New Hampshire | ||
| State income tax | $4,360 | $0 |
| Take-home pay | $84,750 | $89,110 |
| $150,000 in wages: $6,860 more take-home in New Hampshire | ||
| State income tax | $6,860 | $0 |
| Take-home pay | $120,725 | $127,585 |
| $250,000 in wages: $11,860 more take-home in New Hampshire | ||
| State income tax | $11,860 | $0 |
| Take-home pay | $190,008 | $201,868 |
Rates and deductions
| Massachusetts | New Hampshire | |
|---|---|---|
| Rates | 5% flat, plus 4% over $1,107,750 | No wage income tax |
| Standard deduction | None | None |
| Personal exemption | $4,400 single, $8,800 joint | None |
Retirement and Social Security
Does Massachusetts tax Social Security?
No. Massachusetts does not tax Social Security benefits.
Massachusetts Social Security tax rules
Does Massachusetts tax retirement income?
Yes. Massachusetts taxes private pensions and 401(k) and IRA withdrawals, but not its own public pensions, federal pensions or military retirement.
Massachusetts retirement income tax for 2026
Does New Hampshire tax Social Security?
No. New Hampshire has no personal income tax, so it does not tax Social Security benefits.
New Hampshire Social Security tax rules
Does New Hampshire tax retirement income?
No. New Hampshire has no personal income tax, so it does not tax pensions or 401(k) and IRA withdrawals. Federal income tax still applies.