Does Louisiana tax Social Security and retirement income?

Louisiana tax at different retirement incomes

Louisiana income tax for 2026 on a single 67-year-old with $24,000 of Social Security, and on a married couple, both 67, with $20,000 each. Half the pension and IRA income is a private pension and half IRA withdrawals, all received by one spouse in the couple.

Does Louisiana tax pensions?

Partly. Pensions from Louisiana state, teacher and other named public retirement systems, and federal civil service and military pensions, are exempt in full at any age. Private pensions and annuities are taxed at Louisiana's flat rate, except that each person 65 or older can exclude up to $12,324 of private pension, annuity and IRA income for 2026. Each spouse can exclude only their own retirement income, and there is no income limit.

State tax for a single 67-year-old with $24,000 of Social Security, a $20,000 pension of each type and $10,000 of IRA withdrawals. Excluded is the part of the pension Louisiana exempts.

At what age do retirement tax breaks start in Louisiana?

At 65, for the annual retirement income exemption of up to $12,324 per person. Government and military pensions are exempt at any age, and Louisiana has no other exemption or deduction at 65.

State tax at each age where the rules change. The single filer has $24,000 of Social Security, a $20,000 private pension and $10,000 of IRA withdrawals; the couple, both that age, has $20,000 of Social Security each and a $30,000 pension and $20,000 of IRA withdrawals.