KANSAS RETIREMENT INCOME TAX · TAX YEAR 2026
Does Kansas tax Social Security and retirement income?
Kansas does not tax Social Security benefits. Kansas exempts federal and military pensions and KPERS and other listed Kansas public pensions, and taxes private pensions and 401(k) and IRA withdrawals at its regular rates. A single 67-year-old with $24,000 of Social Security, a $20,000 private pension and $10,000 of IRA withdrawals pays $852 in Kansas income tax for 2026.
Your estimate
- Kansas income tax
- $852.02
- Federal income tax
- $1,810.00
- Total income tax
- $2,662.02
Subtracted from Kansas income
- Social Security
- $11,300.00
- Additional standard deduction (65+)
- $850.00
Not yet published for 2026: Additional standard deduction at 65, unmarried $850 (latest published, 2025); Additional standard deduction at 65, married, each $700 (latest published, 2025).
State pensions are treated as KPERS or another plan on the Schedule S list; unlisted local plans are taxable. TSP distributions (exempt) are not separated from IRA income.
Kansas tax at different retirement incomes
Kansas income tax for 2026 on a single 67-year-old with $24,000 of Social Security, and on a married couple, both 67, with $20,000 each. Half the pension and IRA income is a private pension and half IRA withdrawals, all received by one spouse in the couple.
| Pension and IRA income | Single | Married |
|---|---|---|
| $20,000 | $332 | $0 |
| $40,000 | $1,385 | $626 |
| $60,000 | $2,501 | $1,666 |
| $100,000 | $4,733 | $3,845 |
| $150,000 | $7,523 | $6,635 |
Does Kansas tax Social Security?
No. Kansas subtracts all Social Security benefits included in federal adjusted gross income.
Of the single 67-year-old's $24,000 in benefits, $11,300 is federally taxable and Kansas taxes none of it. Of the couple's $40,000, $28,100 is federally taxable and Kansas taxes none of it.
Does Kansas tax pensions?
Yes. Private pensions and unlisted local government plans are taxed at the regular rates, with no exclusion or age break. Federal civil service annuities, military retirement pay, and pensions from KPERS and the other Kansas public plans listed on Schedule S, such as the Kansas Police and Firemen's Retirement System, are exempt in full at any age.
State tax for a single 67-year-old with $24,000 of Social Security, a $20,000 pension of each type and $10,000 of IRA withdrawals. Excluded is the part of the pension Kansas exempts.
| Pension | Excluded | State tax |
|---|---|---|
| Private | $0 | $852 |
| Kansas government | $20,000 | $0 |
| Federal civil service | $20,000 | $0 |
| Military | $20,000 | $0 |
Does Kansas tax IRA and 401(k) withdrawals?
Yes. IRA and 401(k) withdrawals are taxed at the regular rates. Thrift Savings Plan and other federal retirement plan payouts are exempt; the calculator treats all IRA income as taxable. Qualified Roth IRA withdrawals are not taxed.
With $24,000 of Social Security, $20,000 of IRA withdrawals and no other income, a single 67-year-old pays $332 in Kansas income tax for 2026.
At what age do retirement tax breaks start in Kansas?
At 65, the standard deduction rises by $850 (latest published, 2025) for a single filer or head of household 65 or older, or by $700 (latest published, 2025) for each married spouse 65 or older. The pension exemptions have no age requirement.
State tax at each age where the rules change. The single filer has $24,000 of Social Security, a $20,000 private pension and $10,000 of IRA withdrawals; the couple, both that age, has $20,000 of Social Security each and a $30,000 pension and $20,000 of IRA withdrawals.
| Age | Single | Married |
|---|---|---|
| 64 | $896 | $1,219 |
| 65Additional standard deduction (65+) | $852 | $1,146 |
What the calculator leaves out
State pensions are treated as KPERS or another plan on the Schedule S list; unlisted local plans are taxable. TSP distributions (exempt) are not separated from IRA income.
The calculator uses Kansas rules from the 2025 forms and instructions, the latest published.
Figures not yet published for 2026
- Additional standard deduction at 65, unmarried: $850 (latest published, 2025).
- Additional standard deduction at 65, married, each: $700 (latest published, 2025).
Federal tax uses the 2026 brackets, the standard deduction with the extra amount at 65, and the $6,000 senior deduction. Estimates assume no other deductions, credits or local taxes except as noted.