COLORADO CAPITAL GAINS TAX · TAX YEAR 2026
Colorado capital gains tax calculator
Colorado taxes capital gains as ordinary income, at its flat 4.4% rate, with no lower rate for long-term gains. On a $50,000 long-term gain with $75,000 of wages, a single filer owes $2,200 of Colorado tax and $7,500 of federal income tax, $9,700 in all, and keeps $40,300.
Tax on your gain
- Total tax on the gain
- $9,700.00
- Federal income tax
- $7,500.00
- Net investment income tax
- $0.00
- Colorado tax
- $2,200.00
- After-tax gain
- $40,300.00
- Effective rate
- 19.40%
Colorado tax by size of gain
What a single filer with $75,000 of wages owes on a long-term gain. Federal tax includes the net investment income tax.
| Gain | Federal tax | State tax |
|---|---|---|
| $10,000 | $1,500 | $440 |
| $50,000 | $7,500 | $2,200 |
| $100,000 | $15,000 | $4,400 |
| $250,000 | $42,250 | $11,664 |
| $1,000,000 | $208,920 | $44,664 |
Colorado capital gains tax questions
Does Colorado tax capital gains?
Yes. Colorado taxes capital gains as ordinary income, at its flat 4.4% rate, with no lower rate for long-term gains.
How much Colorado tax is due on a capital gain?
A single filer with $75,000 of wages owes $2,200 of Colorado tax on a $50,000 long-term gain, 4.4% of the gain, and $11,664, 4.67%, on a $250,000 gain. Federal tax on the same gains is $7,500 and $42,250.
Does Colorado tax short-term capital gains differently?
No. Colorado taxes a $50,000 short-term gain the same as a long-term one: $2,200 of Colorado tax. Federal tax is what changes: $11,064 on the short-term gain against $7,500.
Does Colorado have a capital gains deduction?
Only for farmers. A subtraction of up to $100,000 applies only to qualifying Colorado farm and ranch land. The seller must file a federal Schedule F, the land must have been acquired between May 9, 1994 and June 4, 2009, and owned for at least five years. Gains on stocks, funds and homes are taxed in full at 4.4%.
What the calculator leaves out
- A subtraction of up to $100,000 applies only to qualifying Colorado farm and ranch land.
Federal tax stacks the gain on wages after the 2026 standard deduction, taxes a long-term gain at the long-term capital gains rates and a short-term gain at the ordinary brackets, and adds the net investment income tax. The gain is the only investment income. Capital losses and carryovers, qualified dividends, the collectibles and section 1250 rates, the alternative minimum tax and credits are left out; enter a home sale's gain after any federal exclusion.