ALASKA RETIREMENT INCOME TAX · TAX YEAR 2026
Does Alaska tax Social Security and retirement income?
Alaska has no personal income tax, so it does not tax Social Security, pensions or 401(k) and IRA withdrawals. A single 67-year-old with $24,000 of Social Security, a $20,000 private pension and $10,000 of IRA withdrawals pays no Alaska income tax for 2026. Federal income tax on the same income is $1,810.
Your estimate
- Alaska income tax
- $0.00
- Federal income tax
- $1,810.00
- Total income tax
- $1,810.00
Federal tax on Alaska retirees at different incomes
Federal income tax is the only income tax a Alaska retiree pays. These are 2026 federal figures for a single 67-year-old with $24,000 of Social Security, and for a married couple, both 67, with $20,000 each. Half the pension and IRA income is a private pension and half IRA withdrawals.
| Pension and IRA income | Single | Married |
|---|---|---|
| $20,000 | $0 | $0 |
| $40,000 | $4,030 | $1,210 |
| $60,000 | $7,158 | $5,084 |
| $100,000 | $16,486 | $9,884 |
| $150,000 | $29,072 | $20,352 |
Does Alaska tax Social Security?
No. Alaska has no personal income tax, so it does not tax Social Security benefits. Up to 85% of benefits can still be taxed on the federal return.
Of the single 67-year-old's $24,000 in benefits, $11,300 is federally taxable and Alaska taxes none of it. Of the couple's $40,000, $28,100 is federally taxable and Alaska taxes none of it.
Does Alaska tax pensions?
No. Alaska does not tax private pensions, government pensions or military retirement pay, at any age. They are still taxed on the federal return.
With $24,000 of Social Security and a $40,000 pension, a single 67-year-old pays no Alaska income tax for 2026. Federal income tax on that income is $4,030.
Does Alaska tax IRA and 401(k) withdrawals?
No. Alaska does not tax traditional IRA or 401(k) withdrawals at any age. They are still taxed on the federal return; qualified Roth IRA withdrawals are not.
Permanent Fund dividends are taxed on the federal return.
Does Alaska have property tax breaks for seniors?
State law exempts the first $150,000 of the assessed value of a home owned and lived in by someone 65 or older, in every city and borough that levies property tax, with no income test, and a municipality can exempt more in cases of hardship. One vehicle per household owned by a resident 65 or older is also exempt from property tax or registration tax.
Does Alaska have an estate or inheritance tax?
No. Alaska has not collected a state estate tax since 2005, so only the federal estate tax can apply.
What the calculator leaves out
Alaska property and sales taxes are not included.
Federal tax uses the 2026 brackets, the standard deduction with the extra amount at 65, and the $6,000 senior deduction. Estimates assume no other deductions, credits or local taxes except as noted.
Sources
- IRS Publication 915, Social Security benefits
- IRS Revenue Procedure 2025-32
- IRS: deductions for seniors under the One Big Beautiful Bill Act
- Alaska Administrative Manual 360
- Alaska Statutes 29.45.030: required exemptions
- Alaska Permanent Fund Dividend Division: tax information
- Alaska Court System: federal tax matters